I received two separate phone calls months apart. They also called my sister and Mom. I spoke with Sarah and she said i have a visa credit card debt from 2016 in the amount of 2551.26 Lol even had the cents. She told me that i got the card through Cross county bank who had merged with Applied bank. I told her i had never taken a credit card out with either bank and that i would investigate, to make sure someone wasn’t using my identity, even though this supposed card was not on my credit file. I than called Applied bank and they informed me that i don’t have an account on file with them and that they don’t have any affiliation with cross country bank. Furthermore they put me in touch with their fraud department and was told nothing is on file. And the funniest thing, they want to serve me documents, and never asked me for my address, lol. Don’t stress over it.
